Call Us: 517-223-9578

Independent Financial Services was founded by Allen J. Romain, CFP in 1988. It is a registered investment advisor firm with the State of Michigan. We offer Investment Advisory, Retirement and Financial Planning Services. We also are a full service Independent Insurance Brokers offering Life Insurance, Annuities, Health Insurance, Medicare Supplements, Long Term Care and Disability.

First, we are not here to make money decisions for you. You work hard for your money and what you do with it is your business. Our business is to help you design an action plan to help you achieve and to protect your financial future. Are you ready to get started? Contact us to schedule your free, no obligation, consultation. Based on your current situation we can discuss ways to achieve your security goals.

Independent Financial Services

Allen J. Romain CFP

Lynn M. Romain Agent

With over 41 years of experience between us, we understand the importance of having a trusted financial and retirement professional on your side.  We know how hard you work for every single dollar you earn and just how important it is for that money to be available when you need it the most. This is precisely why Allen J. Romain CFP and Lynn M. Romain of Independent Financial Services has been helping individuals and families find secure and trusted products for their specific needs so they can ultimately control their financial future…with no surprises.

Give yourself the opportunity to look at all your options… today for a free no-obligation consultation. 

Contact Allen J. Romain CFP or Lynn Romain at (517) 223-9578
Email us at

Independent Financial Services
5182 North Owosso Rd.
Fowlerville, MI 48836

Welcome To Independent Financial Services

Thank you for visiting our website. We strive to provide you with a wealth of information in the form of education on financial products and our services, calculators, and research reports.

We have capabilities that range from comprehensive retirement planning services, to simply quoting your term life insurance, establishing an IRA or anything in between. Our many years in the industry has enabled us to establish independent relationships to address just about any concern that you may have. Our licensed insurance professionals are here to help you better understand financial planning, how we can make it easy to understand and how to protect your hard-earned assets.

We invite you to take your time and explore this information at your leisure, and if you have any questions, please feel free to Contact Us.

Special Offer for Visiting our Website:

1. Life Insurance Capital Needs Analysis


2. Morning Star Mutual Fund Evaluation to Compare Your Return

To "cash in" on this opportunity call Lynn at (517) 223-9578 or send us an email at

Quick Facts

Insurance Services

No matter what stage in life you are at, from purchasing life insurance, planning for a new family, or planning for retirement - we are here to listen and help guide you to the most suitable choices for you and your circumstances.