Making sure you are financially secure to enjoy a
long and happy retirement is a constantly renewable process.
How much Life
Insurance do you need? Enter your current assets, expense and income. You can also
adjust the inflation rate and your expected rate of return to see how these variables
can impact your insurance needs press the "View Report" button to see a year by
year breakdown of your family's future income.
Long Term Care is needed by those who can't perform basic tasks
required to take care of themselves. This can include people suffering from a debilitating
illness or chronic injury. The need for long term care can arise unexpectedly, often
creating a large financial burden. This calculator can help you determine if you
are financially prepared for this impending expense.
How much you need for retirement depends a great deal on how long
you expect to live. This calculator can give you an idea of your life expectancy
based on your current age, smoking habits, gender and several other important lifestyle
choices.
Consistent investments over a number of years can be an effective
strategy to accumulate wealth. Even small additions to your savings add up over
time. This calculator demonstrates how to put this savings strategy to work for
you.
Use this calculator to see how long your retirement savings will
last. This is based on your retirement savings and your inflation adjusted withdrawals.
Managing your monthly budget can be difficult and frustrating.
One of the most important aspects of controlling your budget is to determine where
your money is going. This calculator helps you do just that. By entering your income
and monthly expenditures, you see how much you have left to save and where your
money is being spent. In addition, you can click the "View Report" button to compare
your budget breakdown to our targets, which can help identify areas for improvement.
Should you consolidate your debt? This calculator is designed to
help you determine if debt consolidation is right for you. Fill in your loan amounts,
credit card balances and other outstanding debt. You can see what your monthly payment
would be with a consolidated loan. Try adjusting your terms, loan types or rate
until you find a consolidation plan that fits your needs - and most importantly
your budget!
How interest is calculated can greatly affect your savings. The
more often interest is compounded, or added to your account, the more you earn.
This calculator demonstrates how compounding can affect your savings, and how interest
on your interest really adds up!
Consolidating your debt is only half the battle. You still need
a plan to get your debt paid in full. This calculator can show you how to accelerate
your debt payoff. The process is simple; just apply a portion of your consolidated
loan's monthly payment savings to the consolidated loan's balance. You can save
hundreds, even thousands in interest and shave years off your loan.
Information on this
site and interactive calculators are made available to you as self-help tools for
your independent use. It does not nor is it intended to constitute legal,
tax or investment advice. We cannot and do not guarantee their applicability
or accuracy in regards to your individual circumstances. All examples are hypothetical
and are for illustrative purposes. We encourage you to seek personalized advice
from qualified professionals regarding all personal finance issues.
